Down, Down, Down

My bank account is plummeting. Past the point of impact. Straight into the red. Straight into hell. It wasn't anything we've done. Well, perhaps it was a little. But some company in Portugal, "Lalibco," has charged us $600 for.... something. I have no idea what. I've started a fraud investigation with Wells Fargo, and called the company themselves and have them investigating the claim. The really bad part is that when our checks Direct Deposit, it'll just cancel out the debt, so we'll have no money for rent! This could not have come at a worse time. Actually, it doesn't matter when it came, because we never have the money to afford any kind of accident like this.

I don't know what it is, but we just don't seem to be capable of still having money by the time we get each paycheck. I don't know what we have to do either. I don't think it's because we don't make enough money, we get paid pretty well for what we do.

Since we've lived here in Seattle we've amassed about $8,000 in credit card debt. Partly because of our cat Harpo's broken leg accident, and partly because we decided to buy a $1,500 Panasonic G10 Plasma TV. It's worth every penny, but it doesn't matter how "worth it" it is, when you don't have the pennies to pay for it. We recently tried to get a loan through Wells Fargo to pay off all of our other debt, but we were denied. It just seems like one of those cases where the spinning wheel has stopped spinning, and we're perpetually stuck on the bottom. Should we put a few bucks per week into a savings account? Sounds like a good idea, but in practice we'd probably need that money to pay off the debt we have now. I know they say living for today is a bad idea, but when you're poor, today is all that counts.

Argh. I'm going to the bank tomorrow to hopefully get all this cleared up. My parents are coming into town on Saturday, which should be fun. I hope. Not that it does much good. Oh well, going to watch a movie with our friends Courtney and Chad. Hope that will lighten my mood.